Fort Wayne Purchase Money Loans & Home Financing

Get approved for purchase money loans in Fort Wayne, Indiana. FHA, VA, USDA, and Conventional home purchase financing with competitive rates and fast approval from Southwest Funding (NMLS #32139).

Population

270,402

Median Home Price

$145,000

FHA Loan Limit

$472,030

Loan Programs

FHA, VA, USDA, Conv

Fort Wayne Housing Market

Fort Wayne offers affordable housing with strong job growth in manufacturing and healthcare sectors.

Why Choose Fort Wayne?

  • • Affordable home prices
  • • Strong local economy
  • • Quality schools and amenities
  • • Growing job market

Purchase Money Loan Benefits

  • • Low down payment options
  • • Competitive interest rates
  • • Fast preapproval process
  • • Local expertise and support

Fort Wayne Purchase Money Loan Programs

FHA Purchase Money Loans

  • • 3.5% down payment
  • • 580+ credit score
  • • Loan limit: $472,030
  • • Mortgage insurance included

Perfect for first-time buyers in Fort Wayne

VA Purchase Money Loans

  • • 0% down payment
  • • No PMI required
  • • Loan limit: $766,550
  • • Veteran benefits

Exclusive benefits for Fort Wayne veterans

USDA Purchase Money Loans

  • • 0% down payment
  • • Rural/suburban properties
  • • Income limits apply
  • • Great rates available

For eligible Fort Wayne suburban areas

Popular Fort Wayne Neighborhoods We Serve

Downtown

West Central

Aboite

New Haven

Leo-Cedarville

Southwest

Northside

Waynedale

Your Fort Wayne Purchase Money Loan Process

1

Prequalify Online

Get prequalified in minutes with our secure online application

2

Shop for Homes

Search Fort Wayne homes with confidence knowing your budget

3

Submit Application

Complete your purchase money loan application with our team

4

Close on Your Home

Get your keys and move into your new Fort Wayne home!

Ready to Buy a Home in Fort Wayne?

Get preapproved for your Fort Wayne purchase money loan today. Fast, easy, and secure process with competitive rates.

Southwest Funding - Fort Wayne Purchase Money Loans

NMLS #32139 | Licensed in Indiana | Equal Housing Opportunity